Archive for the ‘Financial Education’ Category

Making Impatience Pay

Tuesday, March 10th, 2009

On the one hand, you’ll hear me say (repeatedly) that there is no way to “get rich quick.” I’ll stand by that stance, as it is absolutely true. However, there is a way to get rich quicker, and that is to find yourself a good program for wealth creation and get an effective, efficient, financial education.

Information Overload

You see, there is an absolute proverbial ton of excellent information out there that will tell you what you need to build wealth. From books from the top scholars and wealth creators to articles and seminars and wealth creation homestudy courses, there is an absolute abundance of information on the subject. Add to that pile the plethora of scams and schemes and trash, and you have a situation primed to overwhelm you and dash your chances before you even get started. Even looking at just the real, viable, reputable and proven information alone, there is a definite case of information overload going on.

Starting Ahead Of The Curve

Those people who do manage to wade their way through that overload of information often spend years doing it. Years! That’s a long time to spend in research when you could buck that trend, start ahead of the pack, and be taking action toward creating wealth. In a matter of months, with the right wealth creation program, you could be reaping the benefits and meeting your first-line goals for building wealth and living financially free. You just have to know that you do not need to “know it all” and choose just one or a few of the best of the best from that pile of information.

This is what the best wealth education programs do. They compile the best of the best, and deliver to you one message, one system, and one reliable strategy for reforming your entire lifestyle and meeting your financial goals. They take away the hurdle of information overload, give you a definite and defined starting point, and then continue to lead you down the path to success and financial freedom. None of this happens overnight, but with your commitment it will happen. The best part is, you won’t have to feel guilty about being impatient, because finally what you might consider impatience, is really efficiency, and it is the best way to make your efforts pay off, and in record time to boot!

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 – 2009

Don’t Deny It!

Thursday, March 5th, 2009

If you’ve been following along over at the 21st Century Academy Blog, then you’ve already been a part of this discussion. What we have been doing over there is slowly working our way through Jamie McIntyre’s seven-day Wealth Vision video series, and combining that with posts which follow along in his book, What I Didn’t Learn At School But Wish I Had. In the beginning I thought to move through these videos very quickly and just touch upon them, but this turned into a much more in-depth conversation of the book, so we’ve slowed it down to take our time and enjoy it, and that’s okay, too. We’re getting a lot out of breaking down Jamie’s video messages and his book—why don’t you join us?

At any rate, my intention with that was to introduce this concept, one that is really so central to any success with money. It is the concept of denial; or, more accurately, of living in denial of our interest in money. You see, most people deny that they are interested in money. We say we don’t need it, or don’t care about it, or that there are more important things in life; and that last point is not entirely untrue, it’s just that the way we go about getting money so that we can have and attend to those things is exactly opposite of what we are hoping to achieve by making money…or by saying we don’t need it.

Who’s The Master?

The average person places money in a position of much greater importance than he or she is willing to admit. We’ll say money is not important, but we’ll dedicate the vast majority of our waking hours to chasing money, working (usually for someone else), and not spending time with our family and those who are important to us, or in doing the things we really want to do. We’ll allow money issues to destroy our relationships and marriages. As Jamie McIntyre’s millionaire mentor said, it’s a classic case of denial.

Something else he said is that if you do value other things, and do care about having a quality life, you have to learn to master money. You cannot make money your god and let it control your life. But that is exactly what the vast majority of people do.

Denying money a place of importance is not the way to make your life a priority, not in the modern world where money is, undeniably, an important factor. Admitting that money matters does not make you a bad person. If you value your life you should value money, but in a way that allows you to control it, so that making money is not the controlling factor in your life. This “subtle shift” in thinking (as Jamie calls it), makes a world of difference, and will make all the difference in the quality of your life.

Read more about it–get your own free copy of What I Didn’t Learn At School But Wish I Had; you’ll find this discussion on page four of the book.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 – 2009

Choosing The Best Wealth Creation Program

Tuesday, February 24th, 2009

In the last post we talked about how being prepared is the best way to overcome the fear and hesitation that holds us back from creating wealth. Choosing a top-notch wealth education program is one of the absolute best ways to do that.

What The Best Wealth Programs Look Like

What we find a lot of the time is that people don’t really know what they are looking for in a wealth education program. Often people think it is all about finding a program with a proven investment strategy or money-making plan. Really, that is only a small part of it.

Wealth creation starts first with you being prepared to follow it through. It starts with you developing the mindset to allow yourself to succeed—a mindset that breaks down the barriers that have impeded your financial success up until now. So, first and foremost what you are looking for in a financial success program is one that teaches you how to succeed first—how to develop the millionaire mindset.

Top Qualities Of Top Programs

In addition to this, you also need to look for some qualities that the best wealth creation programs have; find a program that is

• Established
• Proven
• Reliable
• Workable for you (something that fits within your life and time constraints)
• Understandable (in other words, that does not speak above you with a lot of complex financial theory and jargon)
• Well-rounded in both mindset and financial strategy
• Reproducible (because you want to make money for the rest of your life, not just once—so what you learn should be reliable for all future wealth and investment endeavors)

A program like this will prepare you very well for making money and achieving financial freedom. And with preparation like that, there’s no need to let the fear of failure overtake you.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 – 2009

How Instant Gratification Kills Wealth

Tuesday, January 20th, 2009

Strange as it may sound, one of the biggest killers of successful wealth creation can be the very motivation that gets you started on that path—if you are not able to temper that motivation in reality. The need for instant gratification, something all too common in our modern societies, can kill the best of wealth-building efforts dead in its tracks.

A Thought For The Day

Think about it. Why are all those “get rich quick” schemes and pushers so successful? Because everyone wants to be rich yesterday. People get it in their heads one day that there has to be something better, that there must be a way for them to make money and be rich, and they decide that that should happen in a matter of days or weeks. Unfortunately, that’s just not going to happen. Still, it doesn’t keep people from trying and it doesn’t keep dishonest hawkers from trying to scam you from your money.

Real Wealth Is…

• Something built over time
• Reliant on mindset and attitude changes
• An effort that requires real work and dedication
• Sustainable for the long-term, not a flash success

To build sustaining wealth you have to first lay a strong foundation (mindset and attitude), then make a plan for action and implement it (effort and dedication). It takes time to do that, but the result will be lasting success for a lifetime—a far better result than empty promises.

It’s easy to understand why people long for instant gratification in wealth creation, but when you let yourself fall victim to it you kill your chances of success, at least for a time, because you soon figure out how unrealistic that is; but by then discouragement and fatigue will have set in.

All of this being said, real wealth does take time to build, but that doesn’t mean your wait will be decades. Several months will make a significant difference, and a couple years all the difference in the world. From there it only gets better and better. Regardless, you’ll get there much faster if you don’t waste time on fruitless efforts. Know the potential of true wealth and pursue it with all your resources and you’ll be there much faster than you think.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 – 2009

Putting The Financial Past Behind You

Tuesday, November 11th, 2008

One factor that bears a lot of weight on individual wealth creation is a person’s financial past. Too often, people place too much importance on what they spent or did with their money, the mistakes they may have made, the things they may have done with it. Doing that can be dangerous to a new wealth building initiative. Why? Because in no way are you your financial past. Your financial future is not your financial past; not unless you allow it to be.

What’s Done Is Done

Whatever you did with your money in the past is over and done with. There may be traces of those decisions that remain, but that does not have to reflect in your financial future. The future hasn’t happened yet, so there is no reason to think that it has to be the same as the past. No matter what you did in the days, weeks, months, and years before, you have an entirely open and free opportunity to do something different and effect a new result. This is important to understand because you have to believe that change is a possibility for you before you can create wealth. You have to know, unquestionably, that you can in fact succeed and be rich!

Making Changes And Moving Forward

But as we said, there are traces of the past that remain. The money that is gone, the debt that you have, the financial promises you’ve made are still there, and you have to deal with them. That is true. But we’ve also established the truth of choice and the power of choice. Those things remain, but you can choose how best to manage them and move forward. You can make a plan that meets your goals. You can believe in your ability and you can succeed.

The first step is to build that system of belief. Without it you will continue to accept that your wealth is out of your control. As we’ve said many times before, knowledge is power and knowing this, knowing that your financial past is done and over with, and that a new day is here, is that power—the power to succeed and be rich!

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 – 2008