Wealth Creation Blog

When people are not wealthy, there is a reason why. When people do not know success in finance or in anything they do, there is a reason why. For that matter, when people do succeed there is a reason. Whatever your life circumstance, whatever the result of what you are trying to achieve, there is something at the heart of the matter.

Discovering The Heart Of The Matter

Finding out what is at the real heart of your matter is essential to success. The process involved in doing that centers largely on self-reflection and analysis. There are different ways to do this, for example, some of the exercises wealth creation will lead you through. The key to succeeding here is to know one thing before you start—that what you think is, or should be, at the heart of the matter may be something entirely different from what the actual cause is.

Let’s look at some for instances.

What is the simple answer to not having what you want? Let’s call it money, since that is a very simplistic answer in this case. For example, you want to own your dream property, but that takes money. You don’t have “that kind” of money. But money is not the real root of your problem. It’s not what is really keeping your from achieving your goal or obtaining what you want. The reason you don’t have that money is the real root of the problem. And that reason could be many-fold. It could be the result of

• Your spending habits
• Your lack of financial education
• Lack of money management skills
• Your negative associations and negative financial subconscious
• Limited ability to make sizable income
• Lack of investment
• Your comfort zone
• Personal laziness and complacency

This is a list that could go on and on, and it does. The good news is that it is not one that cannot be overcome. All of these, and all others that you might add to it, can be dealt with. And that’s an essential step in moving forward—finding out what is really at the heart of your financial position.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

On one of my other blogs we have been working our way through my free eBook, Mindset Mastery (which is an edited and updated, modernized version of Napoleon Hill’s Classic, Think and Grow Rich). I was duly inspired by one of my posts there, and decided to share this thought here, as it is so applicable to wealth creation and very much related to our talks as of late.

One Step, One Idea

We’ve talked here several times about how it only takes going that extra distance—that one step beyond where others just won’t go—in order to succeed and be wealthy. Napoleon Hill offers another take on that, one that for many is more achievable and embraceable. He says,

“One sound idea is all it takes for a person to achieve success.”

When you think of it that way, it seems so simple—and so achievable—to create wealth and be a success.

Out Of Many, One

I want you to think about that. Then think about how many ideas you have in the course of just one day. How many great ideas have you had that inspired you—that you feel have great potential, but that you just don’t pursue. Maybe it’s a time issue, a funding issue, a hesitation, a lack of confidence…there are so many reasons why you might not be following up on your great ideas. But let’s forget those for now.

For now, let’s just think about the possibility of it all. About how possible it is to have one single, solitary good idea. One thought. Think about how easy it is just to think. How quickly good ideas flash through your mind. If you are like others, your problem may be more about landing on “the one” than it is on having a good thought—often people have too many good ones to pick and choose and focus on. But for today, let’s take that abundance as an advantage.

All you need to do to succeed and build wealth is to have one good idea. One solid idea with potential. That much isn’t that hard to do, especially now that you know that’s all it takes.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

I feel like there is further that we could go on the last subject, without beating it to death. I’d like to pick up where we left off, with the thought that if you are not financially healthy you are not much good to those around you. Let’s explore some of the consequences of that.

Selfishly Creating Wealth

Wealth creation starts with you, personally. But you do not live in a vacuum. So it is natural that you might feel like, and that this blog might sound like, developing wealth is selfish. All this talk is about you, you, you, and how you can change and why you should perhaps put others off and not attend to their demands. It’s about how your money comes first.

So what about them? Are you to become a ruthless, self-serving, money-hoarding individual who cares only about your own wealth? Are you to take advantage of anyone who has ever provided for you—financially or emotionally—and care only about what makes you rich? Certainly not. But you are to become a strong, financially responsible and financially capable person so that you can meet all of your obligations with ease, and create a better life for all involved.

Why Being Rich Isn’t Selfish

What it comes down to is that you can do more good for absolutely everyone involved if you hold a strong financial position. You can do more good for

• Your creditors—because you can pay your bills and contribute to their financial stability rather than end up in a precarious financial position now or later.

• Your society—because you can do the above, which means you are financially independent and not dependent on your government (don’t be one of those retirement statistics!), and not contributing to high costs of lending and borrowing.

• Your loved ones—because you will have more money by working less, you can provide for all their needs and many wants, and you can provide them with a strong, lasting financial future.

When you look at it this way, creating wealth takes on a much more admirable light, doesn’t it? You can see that what you are doing is not selfish at all, it is responsible. You owe it to yourself and to those that depend on you to be wealthy. Financial prosperity is one of the most selfless things you can do for others.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

Until you resolve to remove them, there will be always be some barriers that stand in the way of your best efforts at creating wealth. That may mean that you cannot find the time and energy to devote to it, or it may mean that you cannot find the amount of time that you wish you could devote (so as to put more of an effort in, and so as to get more out).

Whether it’s stepping up your efforts or just getting them started, your daily obligations no doubt are a cause of resistance for you. By obligations here I refer to those things that you feel cannot be moved or changed that infringe on your available time, money, and effort. Surely some of those are non-negotiable. When it really gets down to it, though, some of them may not be real obligations at all.

Your Time, Your Money, Your Obligations

Everyone has obligations that they feel are beyond their control; but we know that is hardly ever the case for any of them, really. But we also know that your moral obligations to other people supersede your real choices—as well they should in many cases. There is a point where you cannot responsibly make choices that negatively impact others. But there are also responsibilities that you feel toward others that are much less important—these are the things that you may feel obliged to attend to, but that are not life-ending. These are the things that can go.

The negotiable obligations come in many, many forms. Some of them come in the form of bills and debts than can be handled otherwise; some of them come in the form of time choices—like when other people pressure you to spend your time their way and not your own, but you could choose to change that. Most of the negotiable choices have at their heart an emotion—an emotional obligation, the “feeling” that you can’t spend that hour learning about developing wealth because your partner wants your attention. But is that real? (Not that you should go breaking up the relationship—but there is such a thing as balance, yes?)

The point is, too often we feel obligated when we really are not. A lot of the time the only way to overcome this is to go ahead and do what you want to be doing or accomplishing, and see what the result is. More often than not you’ll find out that nothing of major consequence really happens—that you find other ways to see to your obligations and needs, and that you find out there are many things you’ve been doing that really aren’t obligations at all. And that the real obligation is to see to your own well-being first. Because if you are not healthy financially, you are not doing nearly the good that you could for others.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

We base our wealth creation efforts here on the one thing that has been proven to work—framing the mindset of positivity and success. When it all comes down to it, mindset is really all there is. But there is a bit of a problem with that—too many people are just too skeptical.

That’s So Simple!

This is the phrase that is repeated time and again. Wealth empowerment experts hear it, I hear it, almost anyone who accepts it and tries to explain it to another hears it. People just cannot believe that building wealth is as easy as all that. How can it be? Isn’t everything good in life supposed to be hard? Isn’t anything of worth that comes easily ‘too good to be true’?

Most times getting something for nothing is too good to be true. But that’s not an accurate way to describe making money and becoming rich via mindset. There is one elemental reason why.

Concept vs. Execution

The concept of forming the wealth creation mindset may be simple, but the execution is not. Getting there takes work—time and effort, education and change. Some of those actions may be easy, and some will be more difficult, but no doubt about it there is work involved. And there is no way around doing that work. So no, this is not a matter of something for nothing, get rich quick, or too good to be true. Building wealth is a matter of putting in the work, focusing your mind, developing a positive mindset, and then acting upon it all.

It is simple to get rich and to enjoy wealth and success. But simple is not necessarily easy, it’s just not complicated. In fact, if you think about it the most successful things in life come from simple concepts; usually we refer to this as ‘efficient’, but it’s all the same. Simplicity or efficiency, your path to wealth does not have to be winding and un-navigable; it should be straight-forward and simple. And above all, successful!

Sean Rasmussen
21st Century Academy
Universal Wealth Creation © 2004 - 2008