Wealth Creation Blog

You’ve survived this long without developing a financial intelligence, so why start now?

Well, you may have survived, but what is your quality of life? What is your understanding of money, finance, and wealth creation? Are you getting ahead or struggling as always?

If you’ve come to learn about wealth creation, I can only assume that you are not happy with the status quo. I assume that money is a source of stress and pressure, and that you’ve figured out that there has to be a better way—and that you’ve figured out that you need to get more of an understanding about money and investing.

That understanding, understanding that has the potential to make a difference and create wealth comes in two forms, primarily—emotional intelligence and financial intelligence.

Financial intelligence is very important because it is what teaches you about money and how to manage it effectively. This is the piece of the puzzle that puts your money to work for you and that gives you an understanding of important financial concepts, like

• Money systems

• What money is and isn’t (and what it really is and isn’t)

• Investment opportunities

• What assets and liabilities really are

Mindset will dictate most of what you do in wealth creation, and is the absolute key to creating wealth, but once you’ve developed the right mindset you need to know where to go with it. To be able to capitalize on that mindset you need to know how to apply your positive thinking and determined effort. What will show you that? Your financial intelligence.

But to get back to where we started, you need a financial intelligence in order to create wealth for a simple reason: you don’t have one now (unless you are already engaged in wealth creation or wealth education). What you learned in school was simply not enough, and to further and live in financial freedom, you will certainly need this additional knowledge.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

One of the ways that you can fund your wealth creation program is by increasing your income. That’s a lot easier said than done, but if you are really getting what you are worth, it’s a heck of a lot easier than if you are working for short pay.

Are You Worth Your While?

Many people are not getting what they are worth. They know it, and their work shows it. It shows to the client, the customer, and to the boss. And it creates a never-ending cycle of negativity and suffering income. Let’s think about this. You take a job for whatever reason, at pay that you may or may not believe to be fair. For some, the money was never there and they knew it; for others, what seemed like a good deal in the beginning is going south, or stagnating to the point that the job is not worth the effort you’re putting in.

After a time, you feel devalued and so you devalue your work—why give away the goods? Why not just put in the effort that you are being compensated for?

Unfortunately, you create a situation for yourself that does you no good. You are not showing your boss your best effort, and your boss is not at all inclined to increase the earnings of someone just barely meeting their job requirements.

This may not exactly be the situation you are currently in, but you get the general idea. Maybe the problem is more like you not valuing yourself highly, and so you allow yourself to be taken advantage of financially.

Value-Added Services

Whatever is at the root of your problem, the situation can be remedied. This year, make a point of increasing your own value and worth, so that you can be bringing in the money you deserve, and subsequently funding your plan for creating wealth.

In future posts, we’ll talk more about the specific strategies for increasing your worth—either in your current position or in a new one. We’ll talk about some specific strategies for increasing your worth and reaping the financial rewards of your proven worth; and all of this with an eye toward creating the mindset of a successful creator of wealth so that you can enjoy that elusive financial freedom you’ve been striving for.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

From early in life, we have become financially conditioned to:

• Work hard

• Earn money

• Skimp and save money where we can

• Believe money is the root of all evil

We know that to succeed at wealth creation we have to work to recondition ourselves towards wealth. We have to accept that wealth is not a bad thing, and we have to start living the life we hope to have in order to attract more wealth.

One of the ways we change our wealth conditioning is by living a life of quality. To do that, we have to start with the way we live life everyday; with things as simple as the everyday purchases we make.

The wealthy live a life of quality, and that is exactly the life you are trying to achieve. The wealthy do not settle for the cheaply made and poorly functioning. They buy quality products within their budget, and they feel good about the things they buy and own.

And thus, they surround themselves with an energy and an air of quality

Now how is that different than what you are doing? Are you living a life of quality, surrounding yourself with positive energy and an air of success? Or are you settling for the ‘cheap and cheerful’ as Jamie McIntyre’s mentor calls it, and surrounding yourself with that?

Achieving the wealth creation mindset, the mindset of a millionaire, starts, in part, with living a life of quality—living the life you are working to achieve in its totality.

However, this is not a free-reign to bury yourself further in debt so that you can say you are living a life of quality for wealth creation. This is simply a change in your buying habits that entails buying the best you can afford, within reason and budget, and buying less.

Once you start doing this, it won’t be long before you start feeling its effects. You will begin to appreciate what you have more, value it more, value yourself more, and attract more quality to your life and finances. You will start enjoying the wealth creation lifestyle!

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

Just as a positive wealth creation attitude will attract money and good things, a negative attitude will repel money, and act as a roadblock to wealth creation.

How Negativity Repels Wealth

Negative energy attracts more negative energy. When you live a life based in the belief that you are poor and limited, you will attract people of the same attitude. You will feed off each other’s misery and misfortune, and you will continue to place blame and find excuses as to why financial success will never be yours. You will create your own financial cycle and fulfill your own prophecy. You will repel wealth.

On the other hand, if you take steps to break that cycle and start living positively, start living a life of abundance and success, you will attract positive-minded people, people who believe themselves to be successful and accomplished. You will continue to feed off that good energy instead and create a circle of good around your financial house.

This concept should not be too difficult to accept. This happens everyday, and it often starts very small and spirals into something large and seemingly unmanageable.

Consider this scenario and see if it is not too far off from similar circumstances in your life.

• You start your day off nicely and in a happy mood.

• You trip over the dog and spill coffee all over yourself, ruining the suit you’d prepared the night before.

• You have to choose and primp an entirely new set of clothes.

• You now are twenty minutes late because of a misplaced step.

• You begin to hate your dog—despite the fact that he’s been a loyal companion for years.

• You finally reach the office, and vent to anyone who will listen,

• Soon, you all begin to commiserate about dogs and coffee, and vow to never own another pet or drink another cup of coffee.

• You realize it was your spouse’s stupid idea to get the dog in the first place, and now you and your co-workers are railing about the idiotic decisions your partners have made, and how they are all ruining your life.

Perhaps you read this with amusement and think it’s a bit far-fetched, but is it really? Think about the trigger of your negativity—it’s often something as silly as tripping over the dog.

The point of this exercise is just to get you thinking about how you react and how your reactions result in life-altering negativity. Start today in a small way to live a life of abundance and positivity, and you will be making steps towards wealth creation.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008

Living a life of abundance and success, rather than a life of limitation and poverty, is one of the first steps towards creating wealth. But you must use caution not to go about living abundantly with abandon, setting yourself up for financial failure. Living a life of abundance is not about spending every dollar in sight. It is about adjusting your attitude to believe that you do deserve and can achieve. It is about accepting that all lives are already rich, and that if you focus on the good in your life you will create more good, eventually leading to financial wealth.

Patience In Wealth Creation

No one likes to be told to wait for money, but the facts are that most of us have spent a lifetime creating our financial situation and it cannot be undone in a day. Fortunately, it can be undone in far less time than it took to get into it, but everything in wealth creation must be done within reason and with a dose of patience.

This can be a difficult concept for people to understand when they set about improving their financial conditioning and attitude on their path to wealth creation. It’s understandable, because on the one hand you are told to live abundantly and stop dwelling in an attitude of limitation and poverty. So how can this be done? How can you live like the wealthy on the budget of the poor?

For starters, you need to reassess your definition of abundance. Abundance is not a strictly financial term; abundance is more a state of mind than anything, and if you decide that you are rich in your life, you will begin to find the abundance around you. When you do that, you will begin to attract more positivity and abundance.

Jamie McIntyre’s millionaire mentor can explain this better than I can; here’s what he said,

“…allow yourself the patience to go beyond your old conditioning and begin to resonate in your feelings the abundance you are part of…In fact what you have got to do is begin to see abundance in the things you already have.”

He cautions that living abundantly is not about going out and spending money on the things you think the wealthy should have. That will only serve to place you further in debt and pull you back down. Finding wealth and abundance is about starting at a small point and building upwards toward financial success.

Sean Rasmussen
Wealth Creation Blog
UniversalWealthCreation.com © 2004 - 2008