Welcome to Universal Wealth Creation.com

This site have been developed as a resource for people

searching for the best ways to create wealth and increase the

quality of their lives. Inside you will find reviews of the latest

Investment strategies available.

Wealth Creation

Home Page

FINANCE SITES

AFR
AFR BOSS

AFR Photos

Asset

BRW

CFO

Fairfax Photos

Fairfax Research

Leverage

MIS

MoneyManager

Personal Investor

Shares

Tradingroom

Business & Finance Articles

How to Find a Credit Union
By: Peter Lenkefi

If you’ve been feeling like small potatoes at your bank lately, it’s probably time to start looking at a credit union instead.

Of course, you won’t find a credit union on every corner, or ATMs at every convenient location that you require. But if you compare convenience with better rates, service and options, you’ll quickly realize a credit union is the best way to go.

With a mere $5 (or maybe a bit more) deposited into a credit union account, you’ve become a shareholder, instead of just a customer like at a bank.

Originally when credit unions first started popping up, the shareholders usually had something in common, like their church, union, workplace or employer. But now, whatever holds together a credit union can be something less defined – a geographic region or social ties, for instance.

It’s easy enough to find a credit union, if you are willing to look. Most don’t advertise too much (although that seems to be changing a bit of late in some areas). But looking around can pay off in spades. Here are some ideas on how to locate one:

 Look around your workplace – there may already be a credit union catering to your every need. Or, if you are a professional, ask around to see if there is a credit union that has been created just for those in your profession, union or trade.
 Try calling the National Credit Union Administration at (703) 518-6330. They can look up credit unions in your area that you might be able to join.
 If you attend religious services, ask the administrative staff if there is a credit union that is affiliated with your church.
 Contact your local chamber of commerce, or any clubs that you belong to. You never know who may have a credit union already organized that fits your interests.
 Talk to friends, family or coworkers, and ask them about any credit unions they have heard about, or have used themselves.

Once you’ve shopped around a bit, you probably have come up with a couple of credit unions to choose from. But how do you decide which credit union is the best for you?

It’s quite easy, really. All you have to do is compare them all by convenience, rates, products and services. Make a graph if you need to, so that you can easily and clearly see the advantages and disadvantages of each one.

Start with convenience. Are any of the credit union locations close to your home? Work? On the way? Are there ATMs within walking distance? What are their hours of operation?

Now look at what products and services you use on a regular basis. Make a note of all of the ones you require, and just think are cool, but don’t really need. Now compare those plans, programs and prices. What does it cost to do business at each credit union? What are the monthly and individual fees? Are there any up and coming costs that you anticipate, like a car loan, mortgage or general loan? If so, you may want to add these items to your comparison chart as well.

And then, there is service. There is really no way to gauge service than by either contacting the credit union, or walking in the door.

So go take a peek at the top contenders on your list. You may become a shareholder faster than you thought.

About the author:
For more more information about how to find a credit union please visit http://www.moneytipsdaily.com/Landlord-Services-And-Save-Money.html

Circulated by Article Emporium

http://www.universalwealthcreation.com Wealth Creation | Financial Wealth

Copying or republishing this article is permitted with this footer included

Collect a Free 260 page ebook here: Universal Wealth Earn up to $1,000 per referral: Wealth Creation Affiliate

These property, finance, stock market & business articles have been supplied in the interest of Universal Wealth Creations visitors who want to expand their knowledge in the wealth creation & investment fields. All the business, finance, stock market & business articles have not been read as they are submitted remotely, so if you find any questionable facts in here or simply do not like it, please email webmaster@universalwealthcreation.com and we will review the material. As we find time to do so, we will go through all articles and remove any that appear not suitable. Other sites we recommend here at Universal Wealth Creation are: 21st Century Academy with Jamie McIntyre, Investor Finance, Universal Trading Solutions which promotes great wealth creators like: Kim Reilly, Simon Martin, Justin Beeton, Louise Bedford, John Kaye, Daniel Kertcher & more. They run great seminars across the country. At times we will publish dates for these seminars as they are made available around the counrty. Meanwhile, there is a great opportunity to learn about the finance, stock market & property investment field through reading these kind of articles. Learn about share trading, options, futures, CFD's, derivatives, warrants, indices & more in the stock market. You will also learn plenty about business, finance & property investing through authors opinions in the marketplace. Enjoy your journey towards financial freedom. We hope you will enjoy your visit.

Regards Sean Rasmussen - Universal Wealth Creation Pty Ltd

Site Map

Return to Index
Return To Universal Wealth Creation Home Page

Business & Finance articles